An Auto Title Loan is obtained by mortgaging the title of your vehicle to the lending service. Thousands of people choose Auto Title Loans because they are easy to get and do not need a good credit score. Moreover, their processing speed is much faster than that of regular loans- you can get your cash in less than 24 hours. It also has many advantages over pawn loans and payday loans. For one, you still get to drive your vehicle while you pay off your loan amount. The amount of the loan is determined by the equity in your vehicle and your ability to pay it back. For the same reason, whether your credit history is good or bad, whether your vehicle has been repossessed in the past, whether you have filed for bankruptcy, you still might get approved for an Auto Title Loan.