Frequently Asked Questions

If you are a first time Auto Title Loan borrower, you will probably have basic questions such as what exactly is an Auto Title Loan, how can SAG help you, and so on. This section will answer most of those questions.

Do I get to drive my car with an Auto Title Loan?

With an Auto Title Loan, customer drive their vehicle while making payment to SAG Financial LLC during the term of the Loan.

How much can I borrow?

Get a Quick Quote Online! With an Auto Title Loan, you can borrow from $2510 up to $100,000, depending on your vehicle value. The minimum loan is $2510. Some additional factors that we consider are; Year, Make, Model, Mileage and Mechanical history of your vehicle.

Do I need to be employed?

We look at every situation as unique. If you are self Employed, receive Social Security, Disability Income, Unemployment Benefits or have a past Bankruptcy, you may still qualify for a Loan. Speak with your Loan Agent about your unique situation.

Do i need good credit for a loan from SAG Financial LLC?

With an Auto Title Loan your past & present credit is not important. Your loan is based solely on the value of your vehicle. All you need is your Valid I.D. and the Title (pink slip) to your vehicle. We consider your ability to repay the Loan and the value of your vehicle among other things.

Is there a pre-payment penalty?

No, not at all. YOu can pay off your Auto Title Loan at anytime with no pre-payment penalties.

Does my car need to be paid off?

That depends. Ask SAG about your specific situation.

How long does it take to process the Loan?

It will depend on how quickly you submit the application supporting information; plan on about 1 hour.

What if my title is in my name and another person's name?

In most cases this is not a problem.

What is the best way to apply for a Loan?

We encourage you to apply online or by calling SAG Financial LLC directly at (858)-524-3050 with any of your question regarding a Loan.
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Still Have Questions?

It is important to us that our customers make informed financial decisions. Education is one of our three core mission statements - we want our customers to make the choices that fit their family and life. In an effort to educate all SAG Title Loan customers, we are happy to answer any questions you might have!